印花税或将大改？！维州200多个城区有望“解禁”，看看你家在列吗？

后花园2025年5月28日援引realestate网站报道：目前，维多利亚州的首次置业者正面临沉重的税收压力，而原本旨在支持他们的购房计划如今也收效甚微。

数据显示，尽管2023-2024财年维州共发放了36,756笔首次置业者贷款，另有1893笔是首次置业者购买投资物业的贷款，但实际上，真正通过“首次购房印花税减免计划”成功申请到减免的买家只有32,849人。

目前，该计划仅适用于购买价格不超过60万澳元的房产，60万至75万澳元之间则享有部分折扣。一旦房价超过75万澳元，买家就要支付完整的印花税——比如购入一套价值750,001澳元的房产，就需缴纳高达40,070澳元的印花税；而100万澳元的房产，税费将达到55,000澳元。

反对党提议将上限提高至$100万，可覆盖多达204个城区

面对高昂的税费压力，维州反对党于昨日提出，将首次置业者印花税减免上限提高至100万澳元，旨在与昆州、新州的政策接轨，同时响应联邦政府即将推出的“Help To Buy”共有产权计划的调整。

如果该提议得以实施，额外的204个城区可享受免印花税减免政策，相比当前仅19个城区的标准，无疑是一次大幅扩容。

根据反对党的测算，此举每年可帮助1.7万人顺利购房。然而，这一政策最早也要等到2026年11月州选之后才能落地，前提是反对党成功上台执政。

热门城区或“重回”首套房可负担范围

房地产平台PropTrack的数据显示，若按当前政府政策，本周仅263套房源在印花税减免标准内。但如果按照反对党的新提议，则有多达868套房源符合条件。

这意味着，一些曾是首套房买家的热门区域，如Sunshine、Watsonia、Reservoir和Greenvale，有望“重返舞台”。目前这些区域的房价普遍在75万澳元以上，已不再享有任何形式的印花税减免。

业内呼吁立即改革，不应等到大选

维州房地产协会代理首席执行官Jacob Caine指出，考虑到房价未来大概率继续上涨，政府应立即采纳这一建议，而不是拖到下一届政府上任。

Caine表示：“政府如果今天不做出改变，唯一的理由就是他们想继续从这些首次置业者身上获取税收收入。”他补充说，印花税本身就是一种效率低下的税种，不应成为阻碍年轻人购房的绊脚石。

他还强调，这项改革如果得以实施，将让185个城区重新回归购房者视野，有助于分散需求，从而避免房价因政策调整而暴涨。

贷款顾问：政策已滞后7年，很多购房者被迫“迁就”

房贷平台Mortgage Choice的贷款顾问David Thurmond表示，这一政策从2017年开始就没有更新，早已无法适应当前的房价水平，成千上万的购房者被迫超出上限购房，失去了应有的支持。

他说：“房价这几年暴涨，很多人不得不迁就购房地点、买较小的房子，然后几年后再换更大的，成本更高的房子。如果取消印花税，很多人其实是有能力购买80万澳元左右的房子的。”

虽然他也承认政策调整可能会推高房价，但由于新增城区范围足够广，反而可能“摊薄”这一影响。而且，首次置业者现在就需要这项支持。

相比之下，他表示，维州政府目前为高达100万澳元的期房购房者提供的印花税减免政策，对他名下客户几乎无实际帮助。

Thurmond进一步指出，如果维州想真正推动住房供应，还需要出台更有针对性的新建房补贴政策。

目前维州房价在百万以内的城区名单：

Melton – $475,000

Melton South – $522,000

Kurunjang – $538,000

Melton West – $540,000

Brookfield – $550,000

Dallas – $560,000

Coolaroo – $560,000

Weir Views – $570,000

Harkness – $572,000

Wyndham Vale – $575,000

Thornhill Park – $580,500

Broadmeadows – $585,000

Laverton – $590,000

East Warburton – $590,000

Longwarry – $595,000

Millgrove – $597,500

Bacchus Marsh – $599,500

Doveton – $600,000

Meadow Heights – $600,000

Frankston North – $605,000

Werribee – $606,000

Jacana – $608,500

Maddingley – $610,000

Albanvale – $612,000

Kings Park – $618,000

Wallan – $620,000

Hoppers Crossing – $620,000

Campbellfield – $621,000

Cobblebank – $625,000

Strathtulloh – $625,000

Rockbank – $625,000

Mambourin – $626,500

Diggers Rest – $635,000

Eumemmerring – $635,000

Kalkallo – $640,000

Manor Lakes – $640,000

Badger Creek – $640,000

Deanside – $642,000

Mount Cottrell – $642,000

Darley – $649,500

Donnybrook – $650,000

Tarneit – $650,000

Craigieburn – $650,000

Pakenham – $652,000

Delahey – $652,500

Werribee South – $652,500

Roxburgh Park – $653,000

Truganina – $655,000

Beveridge – $656,500

Cranbourne – $658,500

Westmeadows – $660,000

Warburton – $660,000

St Albans – $662,500

Epping – $663,000

Hampton Park – $665,000

Junction Village – $665,000

Deer Park – $669,000

Mickleham – $669,900

Koo Wee Rup – $670,000

Hastings – $670,000

Sunbury – $675,000

Ardeer – $676,300

Wollert – $680,000

Bonnie Brook – $680,000

Cranbourne West – $683,000

Sunshine West – $685,000

Woori Yallock – $694,000

Clyde – $695,000

Fraser Rise – $697,500

Mernda – $700,000

Kealba – $700,000

Lalor – $701,000

Sydenham – $701,000

Capel Sound – $705,000

Yarra Junction – $707,500

Cranbourne East – $710,000

Lang Lang – $710,000

Carrum Downs – $711,000

Whittlesea – $715,000

Altona Meadows – $716,000

Cranbourne North – $717,000

Lancefield – $717,500

Officer – $720,000

Thomastown – $720,000

Blind Bight – $722,500

Aintree – $723,750

Clyde North – $725,000

Dandenong – $725,000

Crib Point – $727,500

Hallam – $728,000

Seville East – $729,500

South Morang – $730,000

Baxter – $730,000

Bunyip – $732,500

Gladstone Park – $733,000

Burnside Heights – $735,000

Frankston – $735,000

Sunshine North – $736,000

Braybrook – $740,000

Albion – $740,000

Launching Place – $742,500

Caroline Springs – $743,500

Garfield – $745,000

Tullamarine – $745,000

Narre Warren – $748,750

Point Cook – $750,000

Eynesbury – $750,000

Nar Nar Goon North – $750,000

Seabrook – $752,500

Doreen – $760,000

Dandenong North – $760,000

Rosebud – $760,000

Keilor Downs – $765,000

Fawkner – $766,500

Noble Park – $770,000

Noble Park North – $777,500

Brooklyn – $780,000

Sunshine – $782,500

Lynbrook – $783,000

Skye – $787,000

Burnside – $788,000

Williams Landing – $792,000

Kilsyth – $795,000

Kingsbury – $797,500

Mill Park – $798,000

Heidelberg West – $800,000

Romsey – $800,000

New Gisborne – $800,000

Keilor Park – $800,000

Hillside – $801,000

Endeavour Hills – $805,000

Mooroolbark – $812,000

Glenroy – $815,000

Narre Warren South – $815,000

Attwood – $815,000

Officer South – $820,000

Lilydale – $820,000

Seaford – $820,000

Healesville – $820,000

Maidstone – $821,000

Cranbourne South – $821,500

Coldstream – $822,500

Selby – $824,750

Silvan – $825,000

Belgrave – $827,500

Springvale – $830,000

Kalorama – $835,000

Mount Evelyn – $838,000

Springvale South – $838,000

Monbulk – $838,000

Tyabb – $840,000

Hadfield – $850,000

Seville – $850,000

Bundoora – $850,000

Chirnside Park – $850,000

Boronia – $850,000

Tootgarook – $850,500

Langwarrin – $855,000

Heathcote Junction – $855,000

Greenvale – $857,500

Tecoma – $860,000

Somerville – $863,750

Taylors Hill – $865,000

Mount Dandenong – $865,000

Upper Ferntree Gully – $866,500

Cairnlea – $870,000

Cockatoo – $870,000

Ferntree Gully – $870,000

The Basin – $873,000

Upwey – $875,000

Kallista – $875,500

Heidelberg Heights – $875,750

Wesburn – $876,250

Bayswater – $879,000

Berwick – $880,000

Cannons Creek – $887,500

Croydon – $888,000

Carrum – $888,500

Reservoir – $890,000

Botanic Ridge – $895,000

Bayswater North – $897,500

Croydon South – $897,500

Avonsleigh – $900,000

Gowanbrae – $905,000

Watsonia North – $905,000

Williamstown North – $905,000

Keysborough – $910,000

West Footscray – $915,000

Airport West – $917,500

Montrose – $920,000

Altona North – $925,000

Wandong – $925,000

Knoxfield – $930,444

Lyndhurst – $931,500

Wattle Glen – $935,000

Sassafras – $935,000

Yarra Glen – $937,500

Clayton South – $938,500

Kinglake West – $938,500

Chelsea Heights – $940,000

Watsonia – $940,500

Kinglake – $945,000

Taylors Lakes – $945,000

Pearcedale – $947,500

Dromana – $949,000

Footscray – $950,000

Chelsea – $950,000

Riddells Creek – $950,000

Rye – $950,000

Wandin North – $955,000

Scoresby – $961,000

Coburg North – $969,250

Keilor Lodge – $970,000

Emerald – $973,000

Gisborne – $980,000

Avondale Heights – $980,000

Croydon North – $987,000

Hurstbridge – $990,000

Ringwood East – $991,000

Beaconsfield – $1,000,000

Gembrook – $1,000,000

Nyora – $1,000,000

（责编：Gloria）